Vaishale Homes · Home loan assistance
Home loan assistance in Bengaluru
We help property buyers understand home loan eligibility, documents, financing options and the application process. Work out your EMI, see how much you can borrow, then send us your details. We compare lenders and handle the paperwork.
EMI calculator
Rates vary by lender and profile. Ask us for today's best rate.
Eligibility check
Assumes lenders allow about 50% of income for all EMIs, at the calculator's rate. Final amount depends on the lender.
Loans we arrange
Home loan services
Home loan eligibility
Understand what affects your eligibility: income, existing EMIs, credit history, property value and lender rules.
New home loan
For ready or under-construction flats, villas and independent houses.
Resale property loan
Finance for resale flats, houses and sites, with help on the extra document checks.
Plot + construction loan
Buy an approved site and build on it, or build on land you already own.
Balance transfer
Move your existing loan to a lender with a lower rate or better terms.
Loan against property
Residential and commercial LAP, including A–E Katha property loans.
Commercial property loan
Shops, offices and commercial space.
Documentation assistance
We collect, check and follow up on your documents until sanction and disbursal.
EMI guidance
Choose a loan amount and tenure that fits your monthly budget comfortably.
Check your home loan requirement
We'll call you back with lender options. Your calculator values are added automatically.
Documents you'll need
- PAN and Aadhaar
- Last 3 months' salary slips
- 6 months' bank statements
- Form 16 for 2 years
- Property documents
- PAN and Aadhaar
- ITRs for 2–3 years
- 12 months' bank statements
- Business registration proof
- Property documents
Every lender's list is slightly different. We'll send you the exact list for your case.
Or fill the Google enquiry formHome loan questions
How much home loan can I get?
It depends on your income, existing EMIs, credit score, age, the property value and the lender. Use the eligibility check above for an estimate, then send us your details for exact options.
Can I get a loan for a resale property or a plot?
Yes. Lenders finance resale homes and approved residential plots, usually with extra checks on the documents and approvals. We'll guide you on what's needed.
Can self-employed people get a loan?
Yes. Lenders usually ask for 2–3 years of ITRs, bank statements and business proof. We'll tell you exactly what your case needs.
How long does sanction take?
Once your documents are complete, most sanctions take one to two weeks, depending on the lender and property checks.