Plots · 5 min read
How to check if a plot is BMRDA approved
Before you pay a token advance for a site, make sure the layout is really approved. Here's what to ask for and how to check it.
BMRDA (Bangalore Metropolitan Region Development Authority) oversees planning for areas around Bengaluru city, such as Anekal, Jigani, Hoskote and Nelamangala, through local planning authorities. Many plots in these areas are sold as "BMRDA approved", but buyers should confirm this themselves before paying any advance.
1. Ask the seller for the approved layout plan
A genuine approved layout comes with an approval order and a sanctioned layout plan that carries an approval number, date and the authority's seal. Ask for a copy, and check that your plot number appears on the plan with the same size and boundaries you are being shown.
2. Check the approval with the planning authority
Take the approval number to the local planning authority office that issued it (for example, the Anekal Planning Authority for layouts in that taluk) or check its official records, and confirm that the layout and approval number match. Do not rely only on brochures, hoardings or a seller's word.
3. Check whether your plot has been released
In many approved layouts, a portion of plots is held back until the developer completes roads, drainage and other civic works. Ask whether your specific plot has been released for sale and request the release order.
4. Verify the title and land documents
- Conversion order: the land should be converted from agricultural to residential use.
- Title deeds: the chain of ownership of the land over the years.
- Encumbrance Certificate (EC): to check for existing loans or legal claims on the property.
- Khata / property records: to confirm the plot is registered with the local body in the seller's name.
5. Visit the site
Check that the roads, drainage, water and power lines shown in the plan actually exist. Compare the plot's dimensions and facing with the documents.
6. Get a legal opinion
A property lawyer can review the documents and give you a written opinion. If you're taking a plot loan, the bank also does its own legal and technical check, which is an extra layer of verification.
This guide is general information, not legal, tax or financial advice. Rules and lender policies change, so please verify for your specific case.
Need help with your property or home loan?
Talk to Selvakumar L., RERA registered agent with 18 years in housing finance.