Vaishale Homes · Personal loans
Personal loans in Bengaluru
Need funds for a medical bill, education, a wedding or home renovation? We help you find a suitable personal loan, check your eligibility and handle the paperwork.
Personal loans for life's big expenses
Medical expenses
Treatment and hospital costs when you need funds quickly.
Education
Fees for courses, colleges or studies abroad.
Wedding
Wedding and family function expenses.
Home renovation
Repairs, interiors and upgrades to your home.
Travel
Holidays and family travel.
Debt consolidation
Combine high-interest debts into one EMI.
How personal loans work
- No security needed: you don't pledge property or gold.
- Fixed EMIs over a shorter tenure than home loans.
- Interest rates are usually higher than secured loans and depend on your income and credit score.
- Credit score matters: a good repayment history helps you get a better rate.
- We compare lenders and help with the application and documents.
Documents you'll usually need
- PAN and Aadhaar
- Last 3 months' salary slips
- 6 months' bank statements
- Employment proof / ID card
- Address proof
- PAN and Aadhaar
- ITRs for 2–3 years
- 12 months' bank statements
- Business registration proof
- Address proof
Every lender's list is slightly different. We'll send you the exact list for your case.
Personal Loans questions
Do I need to give security for a personal loan?
Usually no. Personal loans are generally unsecured, so you don't pledge property. Lenders decide based on your income, credit score and repayment history.
How much personal loan can I get?
It depends on your income, existing EMIs, credit score and the lender's policy. Contact us with your details and we'll check options for you.
Can self-employed people get a personal loan?
Yes, with income proof such as ITRs and bank statements. Requirements vary by lender.
Need a personal loan?
Tell us how much you need and what it's for. We'll compare lenders and call you back.